If you ever write a check, schedule a recurring debit card payment, or have an ACH (Automated Clearing House) transfer without enough funds in your account, Northern will strive to cover you – like any good friend would.*
* $33 service charge per overdraft covered or $25 service charge per NSF transaction covered.
This offers the same benefits as overdraft protection for checks and ACH, PLUS additional protection for ATM and one-time debit card purchases.*
To opt-in:
* $33 service charge per overdraft covered or $25 service per NSF transaction covered.
Rather than Northern covering your overdraft, your savings account does! Simply link your savings and checking and we’ll automatically transfer funds into your checking if you’re ever caught short.
To enable Share to Share Overdraft Protection:
This convenient, revolving loan serves as overdraft protection if your checking account balance falls below $0.
To apply for an ODLOC: