Our $200 Cash Back Loan Offer makes now a great time to take advantage of our loan options!**

When the value of your home rises, so does your equity. And a Northern Credit Union Home Equity Loan or Line of Credit can help you take advantage of your equity to do the things you want to do.

Right now, our rates are as low as 3.95% APR for Home Equity Lines of Credit.* Plus, we’re offering $200 Cash Back on approved loans of $5,000 or more!

From renovating or remodeling to paying for education, consolidating high interest debt to making a major purchase, you’ll enjoy a great low rate, flexible terms, and affordable monthly payments. And there are no closing costs!***

Hurry, offer expires January, 27! 

Apply on our  website or in Online and Mobile Banking and get an extra $25!

Apply online today with code “Loan Cash”:

Or apply for a mortgagebe sure to ask about our Meet-or-Beat Rate Guarantee!   

Call or text 315.779.3135, stop by a relationship center near you, or connect with us though Video Banking.
Remember to mention this offer to receive your $200 Cash Back! 


* Rates are determined by type of home, type of loan, term, overall credit history, LTV, and type of property.

**Offer valid until 1/27/2023. Minimum loan amount to qualify for $200 incentive is $5,000. Incentive paid out on approved loan at closing.

***No Closing Cost offer dictates the following being paid by NCU: appraisal; title search; recording fees; filing fees; and flood certification. Borrowers are responsible for paying NYS mortgage tax. Closing costs must be reimbursed to the credit union if the home equity loan is closed within three years.

**** The introductory rate of 0% APR applies to balance transfers during the first 12-months after the account opening of a Platinum Rewards or Platinum Visa® credit card. The Secured Visa® credit card does not qualify for the introductory APR. After the introductory period, your APR for those transactions and any other balance transfer requests, if approved, would revert to the APR set for your specific credit card. The introductory rate does not apply to purchases made on the card. Card approval subject to underwriting guidelines based on your creditworthiness and other factors.