My Choice Home Equity Loan
Use the equity in your home to get a loan with a low fixed rate!
Our myChoice Home Equity Loan features:
- Fixed rates as low as 2.25% APR
- Terms up to 15 years are available to allow you to choose the payment that is right for you
- NO annual fees or closing costs for loans*- you'll save on out of pocket expenses
- Funds when you need them - upfront
- The flexibility to pay off high interest debt, consolidate debt, make home improvements and renovations or pay for other large ticket items.
*No Closing Cost offer dictates the following being paid by Northern Credit Union: appraisal; title search; recording fees; filing fees; and flood certification. Borrowers are responsible for paying NYS mortgage tax. Closing costs must be reimbursed to the credit union if the home equity loan is closed within 3 years. Property must be located in New York State.