A mortgage insured by the Federal Housing Authority (FHA) can help make buying your own home possible with:
- A manageable 3.5% down payment.
- The ability to finance other debt such as insurance, utility bills or minor renovations with one low rate.
- Use of gifts toward 100% of closing costs and down payment.
- Lower closing costs for homes in Jefferson, Lewis and St. Lawrence counties.
- Flexible income limits.
- No prepayment penalties.
To get started simply:
- Connect with one of our experienced lending professionals via Video Banking
Download the Northern Credit Union Video Banking Mobile App or use the Web Version with Safari, Chrome or Firefox.
- Apply online anytime
- Call 315-777-8910
- Text HOME to 315-782-0155