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Seasonal Home Mortgages

Finally a mortgage that lets you relax and enjoy yourself!

Northern specializes in home loans for seasonal properties. Whether you are looking for a cottage on the river, a hunting camp in the Adirondacks or a winter wonderland lodge on Tug Hill look to Northern for financing.

Seasonal Home Loans feature:
  • Financing up to 90% of the value of the home – Most competitors only finance 80% of the value of homes.
  • No Private Mortgage Insurance (PMI) – Save on monthly payments by eliminating the extra cost of insurance premiums.
  • Up to 30 year terms – Keep monthly payments low by extending the term.
  • Refinancing on existing mortgages – take advantage of current low market rates.
  • Customized, local decisions – Quick decisions and quick closing lets you enjoy your home sooner.

Get started by calling the Home Lending Team at 315.777.8900 or by filling out our Contact Us Form.



*$100 will be deposited into a Northern Credit Union deposit account at the time the mortgage loan is funded.