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VA Loans

A mortgage to serve those who serve for us.

Northern helps military families feel at home in the North Country. Veterans Affairs loans are flexible, government-backed loans for veterans and military families. With a VA loan from Northern, you can get into a great home with the customized service you deserve.


VA Loans feature:
  • Funding for active duty service members, veterans, and National Guard and Reserve members 
  • Consolidate more debt at a low rate 
  • NO monthly mortgage insurance required
  • The option to borrow 100% of the purchase price of your home OR 100% of the value of your home to refinance at a lower rate 
  • The option for the seller to pay 4% of loan amount towards prepaid interest/escrows and funding fee
  • Financing options for those with low credit scores

Get started by calling the Home Lending Team at 315.777.8900 or by filling out our Contact Us Form.


*$100 will be deposited into a Northern Credit Union deposit account at the time the mortgage loan is funded.