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Seasonal Home Mortgages:

Because life is meant to be enjoyed.

Northern specializes in mortgages for seasonal properties and second homes.

  • Seasonal Home

    Whether you’re looking for a cottage on the river or lake, a hunting camp in the Adirondacks or a winter wonderland lodge on Tug Hill, look to Northern for a mortgage that fits your dreams—and your budget. We offer:

    • Financing of up to 90% of the home’s value (most competitors only finance 80%).
    • No Private Mortgage Insurance (PMI) requirement.
    • Flexible terms of up to 30 years.
    • Fast approval so you can enjoy your second home sooner.

    Apply online and get $100 at closing*!

    To get started simply:

    • Connect with one of our experienced lending professionals via Video Banking
      Download the Northern Credit Union Video Banking Mobile App or use the Web Version with Safari, Chrome or Firefox.
    • Apply online anytime
    • Call 315-777-8910
    • Text HOME to 315-782-0155

    *$100 will be deposited into a Northern Credit Union deposit account at the time of mortgage loan funding.

Mortgage Calculator