One program. Two Organizations. Numerous Benefits.


Personalized Real Estate Solutions Logo        Meet or Beat Mortgage Guarantee

In addition to some of the best mortgage options, we offer a comprehensive suite of streamlined real estate solutions to make your life easier and help get you home sooner.

Personalized Real Estate Solutions (PRES) is our full-service real estate agency whose experienced team of realtors is committed to making the home buying and selling experience rewarding and convenient.


Buy, sell, and earn rewards with Northern and Personalized Real Estate Solutions!


  • Earn up to a 30% cash reward when you buy and sell a home with PRES*
    Earn a 15% cashback reward based on the commission when you buy your home through PRES. Sell your home through PRES, and receive a 15% cashback reward based on the commission. Calculate your estimated rewards here.
  • Experienced agents
    The PRES team is made up of professionals who have been carefully selected for their unique qualifications, expertise, and commitment to service excellence.
  • Local loan decisions and quicker closings
    We get to know you and the communities we serve. This allows us to make faster decisions about your loan and tailor solutions to your individual needs. We don’t just say we’ll give you the best rate around for purchase or refinance, we guarantee it with our Meet or Beat Guarantee.

Ready to find a new home or sell your home? Search home listings to meet your team of realtors now!
Need to secure financing for a mortgage? Get in touch with a member of our lending team to find the right mortgage option for you!

Let Personalized Real Estate Solutions Get You Home                       Apply for a Mortgage Today

PRES is wholly owned By Northern Credit Union and independently operated.