Swiping, tapping and shopping online have become part of our everyday routines. Taking a few extra moments to practice good debit card habits can help you stay informed and protect your account.

Keep Your Card Secure.

Keep your debit card in a safe place when you’re not using it. If your card is lost or stolen, contact your financial institution as soon as possible.

Keep Your Card Information Private.

Never share your card number, CVV, expiration date or PIN with someone who unexpectedly calls or messages asking for it. If you’re unsure who you’re communicating with, take a moment to verify their identity using a trusted phone number or website.

Keep an Eye on Your Account.

Regularly review your account activity so you know what transactions are taking place. Setting up account alerts can also help you stay informed about activity on your account.

Shop Online Safely.

When shopping online, look for websites that use “https://” and be cautious about entering your card information on unfamiliar websites. Avoid making purchases while connected to public Wi-Fi when possible and remember that if a deal seems too good to be true, it’s worth taking a closer look.

If you’re shopping with an unfamiliar merchant, consider doing a little research first. Resources such as the Better Business Bureau can provide helpful information about businesses before you make a purchase.

Take a Look at the Card Reader.

Before inserting or tapping your card, take a quick look at the card reader. If something looks unusual or out of place, such as a newer-looking keypad on an older machine or a card slot that feels difficult to use consider using another payment method, or choosing a different terminal.

When entering your PIN, always cover the keypad with your hand to help keep your PIN private.

See Something You Don’t Recognize? Take 5.

If you notice a transaction you don’t recognize, take a moment to review the details. If you still believe something may be wrong, contact your financial institution for assistance.

A few simple habits can go a long way toward helping you stay aware and protect your debit card. Take 5, check your accounts regularly and stay informed.

If you have questions about a transaction or suspect an issue with your debit card, we’re here to help. Call or text us at 315.782.0155.