New Construction Mortgage in NY

What’s better than building a new home? Financing it for less.

With Northern as your lender, you can spend time making sure you end up with the home of your dreams. We’ll make sure your construction loan saves you money.

New Construction Loans in NY
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Rates are custom built for you. Contact us for details.

If you’re interested in buying a newly built home in a development or building a custom home from the ground up, talk to Northern. We’ll help you finance it for less.
- Up to 80% financing available.
- Finance land and build costs all in one loan.
- Streamlined approval process.
- Flexible build terms to fit your payment and construction schedule.
To apply for a new home construction loan, all you’ll need is a signed construction or purchase contract with your builder or developer that outlines:
- Contract amount, including construction and land cost (if applicable).
- Construction start and completion dates.
To get started simply:
- If you are interested in learning more about a new construction mortgage in NY, connect with one of our experienced lending professionals via Video Banking
  Download the Northern Credit Union Video Banking Mobile App or use the Web Version with Safari, Chrome or Firefox.
- Become a member to take advantage of these great benefits, getting started is easy, join now!
- Apply online anytime
- Call 315-777-8910
- Text HOME to 315-782-0155

Traveling? Don’t forget to set up your travel notifications. You can simply give us a call, text, or open a chat on our website or log into Online & Mobile banking to let us know your destination and dates of travel.

Some members have made us aware they are receiving fraudulent fake masked phone calls from our number. We will never call and ask for personal information like full debit or credit card number, CVV codes, full account or social security number or any passwords. If you receive a call or text that seems suspicious, please do not respond, instead hang up and give us a call 315.782.0155.