For just a few dollars a month, this optional coverage could help lessen you and your family’s worries about paying a loan during a financially—and emotionally—difficult time.


If something happens to you, will your family be able to pay your loan—and other household bills? With credit life and credit disability insurance, you can help ensure they can (or won’t have to).

Available to single and joint borrowers for just a few dollars a month:

  • Loan life insurance pays off or reduces an eligible loan balance in the event of the borrower’s death.
  • Loan disability insurance makes payments up to the policy maximum if the borrower becomes disabled because of a covered injury or illness.

Hopefully, you’ll never need this coverage—but many of your fellow Northern members have. And we were there for them. In 2017, we helped 174 members who became disabled cover nearly $300,000 in potential debt. Plus, the families of 18 members who passed away had nearly $250,000 in potential debt covered because they had protection.

We can be there for you too.

Request life insurance & loan disability insurance when you get a loan. Already have a loan and want to add protection? Connect with a live team member through Video Banking, call or text 315.782.0155, contact us online, or stop into a relationship center.

Need to file a claim? 

Do you need to file a Credit Life, Terminal illness, Accidental Dismemberment, or Disability Claim? We are here to help! Our claims process is quick and easy, learn more here.