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  • USDA Mortgage NY

    In an effort to make homeownership even more accessible in our community, we are very excited to announce our newest home mortgages product, USDA Home Loans. If you’re looking to buy a home outside the city or town of Watertown, a USDA mortgage can help you get into that home with no money down pending your income. This USDA loan is a great option for first or second time homebuyers with less than perfect credit looking to minimize their cash out of pocket.

    Is the USDA Home Loan right for you?

    • 0% down with a fixed rate up to 30 years.
    • Single-family home purchases only.
    • Credit score of 620 or higher with combined income less than $103,500.
    • Property must be in a rural area approved by the USDA.

    Visit the USDA website to learn more about requirements, eligibility and additional details for USDA loans in NY.

    To get started simply:

    Excluding the city of Watertown and select areas in the Town of Watertown.

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