The smartphone meets smart checking with Northern’s NEXT eChecking, the free account designed just for young adults. It’s convenient. It’s about easy access to your money—how you want it, when you want it. Choose between $0.10 cashback for every debit card purchase (physical or digital) over $5, up to $10 per month, or get ATM fee refunds, up to $10 per month. Plus, you can change your reward each month to fit your needs and spending habits.
Each monthly cycle, simply:
- Make one automatic payment OR direct deposit.
- Have a Northern Credit Union debit card.
- Be enrolled in Online Banking.
- Receive your monthly eStatement.
In order to receive ATM fee refunds, also:
- Make at least $500 in debit card purchases.
eChecking is also the thing you need to get the rest of NEXT. In other words, get NEXT eChecking, then supersize your relationship with NEXT eSavings, a NEXT Auto Loan, Micro Line or Student Loan.
Rates may change after the account is opened. Fees may reduce earnings. No minimum balance required to earn rewards. Minimum of $500 in debit card purchases must be made to earn ATM fee refunds, up to $10, and dividends. Qualifying transactions must post and clear to the account during the monthly qualification cycle which is 1 day prior to the last day of the month. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra-bank transfers do not count as qualifying transactions. Fees incurred may reduce earnings on account.