At Northern, we are driven to improve the financial lives of those we serve through personalized solutions. Having good credit health and history can positively impact your credit goals, borrowing power, and financial future.
“My Credit Score” is a free service that does not impact your credit and allows you to:
- Monitor your credit score and what factors contribute to it, with financial tips on how to improve your score.
- View your credit reports through TransUnion to see your overall borrowing history and status of debt.
- See how your credit would be impacted if you were to apply for new credit, pay off debt, increase your balances, or miss payments, using the ‘Score Simulator.’
- View potential lending offers through Northern, tailored to you! Seamlessly apply right through My Credit Score.
- Take advantage of free resources to help you learn more about financial wellness.
- Set a credit score goal and view recommended steps to help you improve and track your progress, using the “Credit Goals” feature.
- Take a “Financial Checkup” assessment, to help you gain valuable insight into your household spending and budgets, financial planning, and analyze your debt-to-income ratio with recommendations on how to improve!
Now until June 30th, 2024 enter to win $500* when you use My Credit Score in Online & Mobile Banking.
Take the “Financial Checkup” Assessment today!
Provide insight into your current financial situation through a Q&A style assessment for a detailed analysis of your financial health! You will be provided a FinHealth Score®, a detailed breakdown of how you are doing with your monthly budget, debt-to-income ratio, and recommendations on how to improve!
Check out our How-To video to learn how to take the Financial Checkup:
Create a Credit Goal!
Create your credit goal by selecting your credit score goal and the number of months you want to achieve the goal. You will be provided recommendations on how to improve your credit score and achieve your goal. You can edit existing goals at any time by returning to this screen and selecting the “Edit Goal” button.
View our How-To video below for a step-by-step tutorial on how to get started or visit our Online & Mobile Banking User Guide for steps on how to locate My Credit Score in Online & Mobile Banking, and what other financial wellness tools you can take advantage of!
*Must use NCU Online or Mobile Banking My Credit Score to be eligible to win $500. Winner responsible for all taxes and must complete 1099, please consult your tax advisor. Winners agree to accept the prize as awarded and hereby release Northern Credit Union, its agents, and representatives from all liability relating to the awarded prize or contest itself. Northern employees and their family members are not eligible to win. A $500 winner will be selected and contacted after the end of April, May, and June for a total of three winners. Offer expires 6/30/2024 and is subject to end or change at any time. See Credit Union for Details. Federally Insured by NCUA.