Whether you forget your debit card at home or just want to travel light, you can still purchase with confidence.

Starting July 8th through September 30th, you’ll automatically be entered to WIN a YETI® cooler* when you add your Northern/Countryside debit and Northern credit card to your Digital Wallet on your smartphone! Every time you make a purchase using your Northern card through your Digital Wallet, you’ll receive an additional entry. The more purchases you make, the more chances you have to win!

Not able to use Digital Wallet? You can still enter the giveaway! Click here to fill out our short survey and be included in the drawing.

Technology advances every day and Northern Credit Union is right there with it. Digital Wallet allows you to make purchases at any merchant that accepts  Google/Android Pay, Apple Pay or Samsung Pay through your linked debit card with a simple tap of your phone. Sounds easy, right? That’s because it is!

Digital Wallet is more secure than traditional payment methods because it uses a unique, encrypted virtual card number. And don’t worry, just like your actual debit card, you’ll still get fraud monitoring and our $0 Liability Guarantee. 

Now, Apple, Android, and Samsung devices each have their own payment Wallets, where you add your debit and credit cards to for tap-to-pay:

image of digital wallets available for use

 

 

 

 

Why Should I add my Northern Debit or Credit Card to my Smartphone’s digital wallet?

Using a digital wallet can be safer than traditional payment methods for many reasons including:

  • Encryption: Transactions made with digital wallets are encrypted, making it extremely difficult for cybercriminals to intercept and decipher your data.
  • Reduced Physical Card Exposure: Using a digital wallet means your physical card remains safely in your possession, reducing the risk of card skimming or cloning.
  • Merchant Information Protection: When you make payments with a digital wallet, your actual card details aren’t shared with the merchant, reducing the risk of your information being stored insecurely.

Add your Northern/Countryside debit or credit card to a Digital Wallet on their mobile device in a few easy steps:

  1. Locate the wallet app on your mobile phone (Apple, Android, or Samsung), or download it from your respective app store.
  2. Touch the + sign to add your debit/credit card information.
  3. Enter the security code found on your card and provide any additional information as required.
  4. For security purposes, you will need to follow the prompts on the screen to verify your identity.

Now you can use your Digital Wallet for “tap-to-pay”!

  • Look for the contactless symbol on your card or the point-of-sale terminal.**
  • Tap your card or mobile device one to two inches in front of the point-of-sale terminal.
  • Wait for a beep, green light, or checkmark before removing your card/device. You can put your preferred form of payment away now; you won’t need it for the remainder of your transaction.
  • Follow any instructions on the screen, some merchants may ask you to sign or enter your PIN.

**You can only use your card/device as contactless if the point-of-sale terminal accepts these types of payments, you’ll find this contactless symbol on the terminal or the payment logo (Apple Pay, Google Pay, Samsung Pay) if contactless payments are accepted.

*To be entered in the drawing to win a YETI® cooler you must either fill out the survey provided OR be a Northern credit or debit card holder who has added a Northern debit or credit card to their digital wallet and uses tap-to-pay at checkouts during the campaign period beginning July 8, 2024, and ending September 30, 2024. Every purchase using your digital wallet equals one additional entry into the sweepstakes. Ten winners will be randomly selected and notified via email or phone no later than October 15, 2024. The value of your gift, $360, will be reported on Form 1099-INT and provided to you within 90 days of meeting requirements. By accepting the prize as awarded, you agree to hereby release Northern Credit Union, its agents and representatives from all liability relating to the awarded prize or contest itself. Northern Credit Union Employees and family (if applicable) are not eligible to win. No purchase or commitment necessary. **Carrier rates and fees may apply.

Download Your Digital Wallet Today! 

Apple Pay    Samsun PayGoogle Pay Logo

 
Digital Wallet FAQs