When you start banking with Northern, you’re not just getting amazing financial products and services, you’re also becoming an owner of our cooperative!
Wondering what that means in plain English? It means that any profits Northern earns come right back to you through lower fees, better rates and higher dividends, instead of going to a board of wealthy stakeholders, Wall Street or a corporate office in another state. When you become part of the Northern family, we support you and only you: our member-owners.
Sounds pretty great, right? We think so too.
How can you join Northern?
It’s simple: Just open a Basic Savings account with a minimum deposit of $5 and maintain at least $5 in the account. That’s all you have to do, but it’s not all you’ll want to do.
Who can join Northern?
Community Members: Anyone who lives, works, worships, attends school, or regularly does business in Northern New York’s Jefferson County, Lewis County or one of the following townships in St. Lawrence County: Canton, Clare, Clifton, Colton, De Kalb, DePeyster, Edwards, Fine, Fowler, Gouverneur, Hammond, Hermon, Hopkinton, Lawrence, Macomb, Piercefield, Pitcairn, and Rossie.
Family Members: Immediate family members of current or eligible Northern members including a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling or someone with an adoptive relationship.
Select Employee Groups (SEG): Anyone who is employed by or a pensioner of any of our SEGs throughout Central and Northern New York can contact us to confirm eligibility.
Want to bank with us but not sure if you can? Call us at 315-782-0155 or contact us and we’ll see if we can find a way to make you part of the Northern family.