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Apple Pay

If you have already enrolled your Northern Credit Union VISA® Debit Card in Apple Pay®, you should have received an enrollment notification letter from our Electronic Solutions Team. Haven't enrolled yet? Read and watch on to learn more about the Apple Pay experience. Now you can enjoy all the benefits of your Northern Credit Union VISA® Debit Card using Apple Pay, the easy, secure, and private way to make a payment. 

An Easier Way to Pay in Stores and in Apps

Apple Pay is the latest way to pay for in store purchases using your iPhone® 6, iPhone 6 Plus, iPhone 6s Plus and Apple Watch® paired with iPhone 5 or later. In-app purchases can also be made using iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPad Air® 2, iPad Pro®, iPad mini® 4, and iPad mini 3.

No more swiping your cards in stores or entering your payment and contact information in apps. Simply pay with the single touch of your finger using Touch ID®. Your card is never stored on your device, and when you pay your debit or credit card numbers are never sent to merchants. Apple Pay assigns a unique number for each purchase, so your payments stay private and secure.

Setup is Simple with Wallet

To get started, you can add your credit card or debit card from your iTunes® account to Wallet simply by entering the card security code.

On your iPhone, open Wallet.
on your iPad, go to settings > Wallet & Apple Pay.

Follow the step by step instructions on your mobile device. After your card is verified you can start using Apple Pay to make purchases in store or in-app.

Click here for more information on how to set up Apple Pay.

The Safer Way to Pay

• When adding your Northern Credit Union VISA® Debit Card to Apple Pay, a unique Device Account Number is
   assigned, encrypted and securely stored in the device instead of your card number.
• Your actual card number is never stored on Apple servers.
• When you make a purchase, the Device Account Number, alongside a transaction-specific security code, is used
   to process your payment.
• Your debit card number is never shared by Apple with merchants or transmitted with payment
• All debit card purchases protected by our $0 Liability Guarantee and fraud monitoring.

Where to Use Apple Pay

The following merchants in the Watertown area accept Apple Pay:


The following popular applications accept Apple Pay: 



For a full list of participating applications and stores please visit the Apple website.

Lost iPhone or iPad

If your have "Find my iPhone" turned on in your device, you can log into iCloud and switch your phone to lost mode to suspend Apple Pay or erase your device completely. You can also call 315.782.0155 to suspend or delete the token associated with your card. If you are calling between 5:00 pm and 8:00 am, please contact our 24/7/365 Debit Card Call Center at 1.800.472.3272.

If you have any questions regarding Apple Pay or your debit card, please feel free to contact us at 315.782.0155.

Use the resources below to get started:

  Apple Pay FAQs
  Lost iPhone or iPad

*Apple Pay, Apple Watch, Apple Wallet, iPhone, iPad Air, iPad Pro, iPad Mini, iTouch, and iTunes are all registered trademarks of Apple, Inc.  

Check out these other great eServices:

Online Banking
Mobile Banking
Text Banking
iTalk Telephone Teller
Mobile Deposit
Debit Cards
Direct Deposit
Member to Member Transfers