With your Northern Credit Card, you can do more than just cover holiday shopping—it helps you earn extra dough while you deck the halls!

Get an extra 2.5% cashback when you buy gas, groceries, dine out, and more! Any purchase you make between November 1, 2025, through January 1, 2026, will qualify.*

And enjoy these everyday benefits with your Northern Credit Card:
• 0% intro APR on balance transfers for 12 months after account opening**
• 1.5% cashback rewards on everything or APR as low as 9.65%***
• No annual cost
• Fraud protection

Don’t have a Northern Credit Card?

Apply today and start earning cashback this season!

At Northern, your why is our why and your goals are our goals. What’s important to you is important to us.

If you have questions or need assistance:

*2.5% cashback reward is applicable on all new purchases made with your Northern Credit Union Platinum, Platinum Rewards or Secured Visa® credit cards between November 1, 2025, through January 1, 2026. The cashback reward is not applicable to any balance transfers made during the promotional period. Purchases that clear after January 1, 2026, will not receive 2.5% cashback. The 2.5% cashback reward will be deposited into your Northern Credit Union Savings account at the end of the promotional period by January 31, 2026. The promotional period is November 1, 2025, through January 1, 2026. After the promotional period, Platinum Rewards Visa® credit cards receive 1.5% cashback on all purchases. This promotion gives rewards credit cardholders an additional 2.5% back on purchases made and cleared during the promotional period. The 1.5% will need to be redeemed through MyCardInfo. **The introductory rate of 0% APR applies to balance transfers during the first 12 months after the account opening of a Platinum Rewards or Platinum Visa® credit card. After the introductory period, your APR for those transactions, outstanding balances on transfers, and any other balance transfer requests, if approved, would revert to the APR set for your specific credit card. The 0% introductory rate does not apply to purchases made on the card. Card approval subject to underwriting guidelines. ***APR = Annual Percentage Rate. The Platinum Rewards Visa® APR could be as low as 13.65%, the Platinum Visa® APR could be as low as 9.65%, based on your creditworthiness and other factors. The Secured Visa® could be as low as 20.74%. APR will vary with the market based on Prime Rate. ****Carrier rates and fees may apply. Federally insured by NCUA.