/loans/personal-loans-in-ny/
Not a member of Northern Credit Union? Join our family

If you aren't already a member, we welcome you to enjoy the benefits only a credit union can offer.

Platinum High Yield Savings and Share Certificate

Ready for a rate that stands out?

You work hard for your money. Now let your money work hard for you with our superior savings options!

  • Platinum High Yield Savings**
    Join

    A Platinum High Yield Savings account keeps your money more accessible while it grows.

    For maximum savings potential and benefits opt for Northern’s High Yield Savings Account. Offered with Choice Rewards Checking or  Premium Rewards Checking, you can:

    • Open your account with only $1.*
    • Get high yield dividends, compounded and credited monthly

    Don’t wait! The only thing standing between you and high yield dividends is one whole dollar (and great FREE checking)!

    Tier APY*
    $0-$49,999.99 0.00%
    $50,000-$99,999.99 2.75%
    $100,000-$199,999.99 4.50%
    $200,000 and over 4.75%

    *APY=Annual Percentage Yield. **Rates accurate as of June 5, 2024, and are subject to change without notice.

  • Share Certificates
    Join

    What’s so great about a share certificate (also known as a CD at banks)? Share Certificates boost the amount you earn in interest income. When you reach the end of the term, the money is yours for whatever you need!

    • Send your savings skyrocketing and open your share certificate for as little as $500.
    • Northern’s rates are competitive and flexible, designed to help you save.
    • The more products and accounts you have with Northern, the higher your rate.

    Term Balance Basic* Better** Best***
    3 Months**** $10,000+ 4.15% APY 4.65% APY 5.25% APY
    6 Months**** $10,000+ 3.91% APY 4.41% APY 5.01% APY
    12 Months $500+ 3.05% APY 3.55% APY 4.15% APY
    24 Months $500+ 2.80% APY 3.30% APY 3.90% APY
    36 Months $500+ 2.70% APY 3.20% APY 3.80% APY
    48 Months $500+ 1.65% APY 2.15% APY 2.75% APY
    60 Months $500+ 1.65% APY 2.15% APY 2.75% APY

    $500 minimum balance required to open a certificate of deposit.

    *To be eligible for Basic Rates, member must also have an active Checking and Direct Deposit. ** Better Rates require an active Choice Rewards or Premium or Next Checking and Savings with combined minimum of 10K, Direct Deposit. *** Best Rates require all of the requirements of better, but with combined balances >25K. ****3 & 6 Month CD have $10K Minimum requirement.

    Penalty will be applied for early withdrawal. Fees incurred may reduce earnings on account. APY=Annual Percentage Yield. See Credit Union for account details. Rates accurate as of June 5, 2024.