Saving money is not rocket science with our competitive rates as high as 2.75% Annual Percentage Yield* for a 12-month CD. Discover the credit union difference with no monthly fees and all the convenience you’ve come to expect from Northern.
What’s so great about a CD? CDs boost the amount you earn in interest income. When you reach the end of the term, the money is yours for whatever you need! Plus, our relationship centers are staffed with friendly, knowledgeable experts who are always available to help you choose the right savings strategies for you.
Get ready to send your savings skyrocketing and open your CD for as little as $5,000. To be eligible, funds deposited in the CD must be new money to the credit union in the last 60 days. The maximum allowable CD balance is $250,000. If you have any questions, call us at 315.782.0155 or visit any of our eight relationship centers.
*APY=Annual Percentage Yield. Rates as high as 2.75% Annual Percentage Yield for a 12-month CD. After 12 months, the rate goes to the existing CD rate. $5,000 minimum balance required to open a certificate of deposit. To be eligible for CD, member must also have a Premium Choice, Choice Rewards or Business Checking account. Maximum CD balance is $250,000. **CD rate will vary based on CD funds being new money to the credit union in the last 60 days. If CD is funded with 100% new money, CD will earn 2.75% APY. If 50%-99.99% of funds are new to the credit union, then CD will earn 2.50% APY. If CD is funded with 25%-49.99% new money, then CD will earn 2.25% APY. Penalty will be applied for early withdrawal. Minimum $5 deposit required to open and hold membership with NCU. Membership is open to any person who resides, works (regularly conducts business), worships or attends school in Jefferson, Lewis, St. Lawrence, Oswego, Clinton, Franklin, Onondaga and Madison Counties in New York; any person who is employed by or a pensioner of any Select Employee Group in such counties; and any family members of such persons. Incentives are non-transferable. Offer can be revoked at any time. Fees incurred may reduce earnings on account.