If you believe in the advantages of banking with a credit union, then you know Northern is more than just a place to keep your money. As a partner in your financial success, we try to make your life easier every step of the way. That’s why we’d like to pay you and your friends up to $150 each.
How it Works
- You get $150, and your friend gets $150 when they open a Choice Rewards or Premium Rewards checking account.
- Your friend simply needs to meet a few simple requirements, like setting up Online Banking, direct deposit, and using their debit card.
Better Banking and You Both Get Paid. That’s a Win-Win!
If $150 isn’t enough incentive, your friends can also earn competitive dividends and save with perks like cash back and ATM fee refunds. Plus, they’ll gain access to our 24/7 Digital & Mobile Banking Experience, including:
- Mobile Deposit & Remote Deposit Capture – Deposit paper checks from a smartphone or home computer
- Free Credit Tracking – Accessible directly within our mobile app
- Bill Pay & Send Money – Convenient one-time or recurring automated payments
- Loans – Apply online in just minutes!
*Receive $150 for referring a friend who opens a new Choice Rewards or Premium Rewards checking account and meets all qualifying requirements. Referrer will receive $150 once the referred member satisfies all qualifying activities. Referred member will receive $150 after open a qualifying account and completing required activities, including enrollment in Online & Mobile Banking, establishment of direct deposit, and maintaining an active debit card. All qualifying activities must be completed by 8/31/2026. Funds for the referred member will be deposited into the applicable Northern Federal Credit Union account and will be held for sixty (60) days following the account opening. Offer valid 6/01/2026 through 8/31/2026 and subject to change or withdraw at any time without notice. Membership eligibility required. The value of your gift will be reported on Form 1099-INT and {e.g., deposited into your account; provided to you} within 90 days of meeting requirements. By accepting the prize as awarded, you agree to hereby release Northern Federal Credit Union, its agents and representatives from all liability relating to the awarded prize or contest itself. ** Rates may change after the account is open. Fees incurred may reduce earnings on the account. Qualifying transactions must post and clear to the account during the monthly qualification cycle, which is each calendar month, from the first day through the last day. Rewards will be deposited on the evening of the last day of each month. Intra-bank transfers do not count as qualifying transactions. Earn 2.00% APY on all balances up to $35,000. These rates are blended for balances over $35,000. For example, if a member has $40,000 in checking they would receive dividends at the 2.00% APY rate on the first $35,000 in funds, and then dividends at the blended 1.43% – 2.00% APY rate on the next $5,000 in funds. Limit one Premium Rewards checking account per person. ***APY=Annual Percentage Yield. Rates are accurate as of 6/01/2026 and are subject to change. $5 credit union membership deposit is required. Contact Northern Federal Credit Union for specific details. ****Other financial institutions’ rates used for comparison are current as of 6/01/2026, based on information advertised online, and are subject to change at any time without notice. Federally insured by NCUA.