/loans/personal-loans-in-ny/
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If you aren't already a member, we welcome you to enjoy the benefits only a credit union can offer.

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You make memories. We’ll worry about the rest.

Ready for that road trip, for the summer adventures, for a safe reliable vehicle? We make it easy so you can focus on what matters!

3 lucky winners will get a chance to win up to $500 in our Cash Machine when they close on an Auto Loan!¹

  • Auto Loans New York
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    Ready to buy a car or motorcycle? Finance it with Northern: We’ll satisfy your need for speed—and savings.

    To get started simply:

    • Become a member to take advantage of these great benefits, getting started is easy, join now!
    • Apply online anytime.
    • For more information about auto loans and motorcycle loans in New York, call or text 315-782-0155

    Learn more about the insurance requirements we have for auto & motorcycle loans, and an online proof of insurance submission portal.

    Rates as low as Term Sample Payment
    6.49% Fixed APR 48-months $592.76
    6.99% Fixed APR 60-months $494.91
    7.10% Fixed APR 72-months $427.43
    7.75% Fixed APR 84-months $386.55

    Vehicles older than 2018 will receive personal loan rates. The annual percentage rate is the advertised rate and can vary based on creditworthiness, age of vehicle, and terms of the loan. Contact Northern Credit Union for specific details. Rates are accurate as of 6/01/2024. Sample payments based on $25,000 loans respectively at the maximum term allotted for that balance. Rates are subject to change. Credit union membership is required.

    ¹Loans subject to credit qualifications and approval.

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