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If you aren't already a member, we welcome you to enjoy the benefits only a credit union can offer.

Other Vehicle Loans:

If you can ride it or drive it, we can help you finance it!

On the water, on the road, on the trail or in the snow, we’ve got low-rate loans for all your toys.

  • Other Vehicle Loans

    You know Northern offers great low-rate loans for new and used cars, but did you know we also finance all your “toys”—just about anything you can drive or ride on the road or in the water?

    • Low rate loans for just about any type of vehicle—ATV, UTV, snowmobile, jet ski, boat, motorhome, RV, etc.
    • Finance up to 100% of the MSRP for new or NADA retail value for used vehicles.
    • Flexible terms up to 180 months.
    • Apply 24/7 online or over the phone.
    • Sign your loan documents electronically.
    • Speedy decisioning.
    • Optional low-cost GAP insurance and Loan Life and Disability insurance.


    Apply online, over the phone at 315-782-0155, or in a branch to find out more.

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As of Wednesday, April 1, 2020, all drive-thru and lobby hours will change in consideration of the health and well-being of our member-owners and internal owner team members. 

Drive-thru and call center hours during the week are 7:30am-6pm except for Carthage and Lowville which are 9:00am - 6:00pm. On Saturdays drive-thru and call center hours are 9:00am - 1:00pm.

For relationship centers still taking appointments, you can book an appointment on our  website, mobile or online banking message, through Video Banking and over the phone at 315.782.0155.