Service Alert: Due to system upgrades, Online & Mobile Banking and iTalk Telephone Teller will be offline from Sat., 2/24 at 11pm to Sun., 2/25 at 6:00am.

Pad Your Pockets When You Skip Your Loan Payment!


Northern Credit Union is always thinking of new ways to save our members money and reduce the stress of finances. Through our Skip A Pay program, you can take a break this summer and pad your pockets with a little extra cash for school shopping, a vacation, or the upcoming holiday shopping season. Eligible members can elect to skip their August or September loan payment and use that extra money to pay down debt, make a repair or enjoy the summer season.

To take advantage of this great offer, you must have a consumer loan in good standing. 

For a fee of only $35 per loan, you can skip a qualifying loan payment and free up some cash.

You can skip your loan payment by:

  • Phone: Call 315.782.0155 and we’ll email you the form to sign electronically
  • Mail: If you received a postcard in the mail, complete the authorization form, enclose or choose your payment method and mail it back to: 
Northern Credit Union
Attn: Credit Solutions
120 Factory Street
Watertown, NY 13601
  • In branch: Tell a team member you want to skip your payment and we’ll handle the rest; or drop off the postcard authorization form at any branch.
For more information or if you have a question regarding our Skip A Pay service please contact us!

*Skip-A-Payment service is not available for mortgages and home equity loans, any loans secured with real estate, share or certificate secured loans, lines of credit, or credit cards. You may only skip one loan payment per loan. Loan must have at least 5 payments made and be opened for at least 5 months. Loans must be current. We cannot reverse already posted payments. If your loan payment is past due, you will not be able to take advantage of this special offer. A $35 fee (Finance Charge) will be charged per loan on the loans you elect to skip. Interest will continue to accrue on your outstanding principal balance during this time and the term of your loan will be extended by one month.*

Back to News Listing