The New Business Banking Experience Has Arrived!

The new Digital Banking (online and mobile) platform is here! As a business owner, we know you have unique banking needs, which is why we’re offering more to give you a brand new Business Banking experience. Now you can seamlessly review, monitor, and manage your business’s finances all in one place, giving you more time to focus on making your business take off!

Log In To The New Digital Banking App Now

Get the New Northern Credit Union Banking Apple App Northern Credit Union New App Android

Note: if your current username and password are for your personal accounts, you need to register with a new username and password for your business. For an easy registration process, have your account information on hand, including your account number and tax ID. Simply click “Register” on the login page and follow the prompts or see our Mobile and Online Banking User Guide for detailed step-by-step instructions. For security reasons, you will be prompted to provide your account number and tax ID to create a new password for your accounts.

Check out these exciting new features we know will give you more time to focus on growing your business!
  • Customize your automatic payments to set up direct deposit to employees, pay bills and more*. Easily create, edit and authorize Automatic Clearing House (ACH) templates to send payments to your employees, vendors, and others. Save and schedule these payments to streamline your bookkeeping! Before you can create ACH templates you must be enrolled with Northern, if you’d like to set these up for your business and don’t have access call or text us at 315.782.0155 to learn more!
  • Create, manage and send business wires*. Wire transfers offer convenience, speed, and security for your business payments, and the new business banking platform will allow you to manage it all from the convenience of your computer desktop or mobile device. Before you can create wire templates you must be enrolled with Northern, if you’d like to set these up for your business and don’t have access call or text us at 315.782.0155 to learn more!
  • Integrate with Quickbooks. Take advantage of custom reporting that connects with your accounting system and streamlines daily account reconciliation to help you stay on top of your accounting!
  • Take more control of your account. Block and unblock debit and credit cards with just a few clicks.
  • Get a better picture of your business cash flow. Harness the power of more robust business reporting including custom automatic reports, balance trends, assets & liabilities trends, and more.
  • Have more time for what matters most. With a new streamlined design across Mobile and Online Banking, you’ll enjoy the same intuitive experience no matter what device you connect with. Make time for what matters most and access all our banking-on-the-go options from anywhere and on any device.
Don’t forget to make sure your operating system is up to date!

Check you’re running the most current version of Chrome, Microsoft Edge, Firefox or Safari on your home computer. Make sure your mobile device is running Android v8.0 or greater or iOS 13 and above for iPhones.

Need assistance? We’re here to help!

Check out our helpful business Online and Mobile Banking videos and tutorials below. For more videos and tutorials on additional features you have access to through your personal accounts, click here.

For a complete step-by-step guide to your new Business Banking experience, click here.

Videos

  • How To Create ACH Templates and Add Payees.*
  • How To Send and Approve Wires.*
  • Vector image man at computer in corporate setting doing Online Banking
    How To Link External Accounts for a Business 360 View
  • Add Authorized Employees to Business Accounts

Tutorials

  • Creating a Business ACH Template.*

    If you have frequent repeating transactions, you can set up a template so each transaction is fast and simple. These templates automate your routine transactions reducing mistakes and saving you time. Before you can create ACH templates you must be enrolled with Northern! Underwriting guidelines will apply for ACH and wires. Call 315.782.0155 to talk with a team member now.*

    In the More tab, click Business ACH.

    1. Click the New Template button.

    2. Enter a template name.

    3. Use the drop-down to select a transaction type.

    4. (For telephone and internet collections only) Select a payment type.

    5. Enter a company entry description. The Company Entry Description is a short (10-character) description that informs the receiver of the transaction’s purpose. The receiver will be able to see this description. For example: payroll, purchase or gas bill.

    6. Use the drop-down to select an offset account.

    7. Select an access level. The access level, combined with ACH role permissions, control user access to ACH templates. Selecting normal allows all users with requisite ACH permissions (i.e., ACH transaction type, ACH offset account) to access the template. Designating the template as a restricted template ensures only users with required ACH permissions, plus the Access Restricted
    Templates permission can access the template.

    8. (Optional) Click the Import Payees button to import payees. Go to page 37 for more information.

    9. Click the Create Template button.

    For detailed step-by-step instructions on ACH templates and payees, see our Business Online and Mobile Banking User Guide.

  • Adding Payees to a Business ACH Template.*

    Before you can add payees to a template, you must have one or more payees with ACH payment methods and you must be assigned to a role with add or remove template entry permission. Underwriting guidelines will apply for ACH and wires. Call 315.782.0155 to talk with a team member now.*

    In the More tab, click Business ACH.

    1. Select the template you would like to add payees to.

    2. Click the Add Payees button.

    3. Select the payees you would like to add. Payees must be created before they can be added to a template. If you have not created any payees, click the Add an ACH Payee link. Go to page 8 for more information about creating a payee.

    4. Click the Assign Payee(s) button.

    For detailed step-by-step instructions on ACH templates and payees, see our Business Online and Mobile Banking User Guide.

  • Sending a Domestic Wire.*

    You can draft or create a new domestic wire. Domestic wires allow you to send funds to any recipient in your country. Make sure you all have the necessary account and contact information before you continue. Underwriting guidelines will apply for ACH and wires. Call 315.782.0155 to talk with a team member now.*

    Click the Business Wires tab.

    1. Select a payee and if necessary a payee account. A payee may have more than one account depending on the number of wire payment methods that have been established.

    2. Use the drop-down to select a funding account.

    3. (Optional) Click the Show Limits link to show max limits.

    4. Enter an amount.

    5. Enter a deliver-by date. The Deliver By date is the date the wire is expected to settle. The calendar feature automatically checks your financial institution’s business days, holidays, future-date limits and cut-off times and displays the earliest available deliver by date.

    6. (Optional) Enter an originator to beneficiary info (OBI). OBI information often includes invoice or transaction details that need to be communicated to the beneficiary. The beneficiary FI is the final bank that receives the funds.

    7. Click the Confirm Payment button.

    8. Review the payment information and click the Submit button.

    9. Select a verification delivery method and click the Send Code button.

    10. Enter the verification code and click the Verify button.

    Note: Cut off time for wire processing is: Domestic 4:30pm EST,
    International 4pm EST.

    For detailed step-by-step instructions on business wire, see our Business Online and Mobile Banking User Guide.

  • Sending an International Wire.*

    You can draft or create a new international wire. International wires allow you to send funds to a recipient across the world. Make sure you all have the necessary account and contact information before you continue. Underwriting guidelines will apply for ACH and wires. Call 315.782.0155 to talk with a team member now.*

    Click the Business Wires tab.

    1. Select a payee and if necessary a payee account. A payee may have more than one account depending on the number of wire payment methods that have been established.

    2. Use the drop-down to select a funding account.

    3. (Optional) Click the Show Limits link to show max limits.

    4. Enter an amount.

    5. Enter a deliver by date. The Deliver By date is the date the wire is expected to settle. The calendar feature automatically checks your financial institution’s business days, holidays, future-date limits and cut-off times and displays the earliest available deliver by date.

    6. (Optional) Enter an originator to beneficiary info (OBI). OBI information often includes invoice or transaction details that need to be communicated to the beneficiary. The beneficiary FI is the final bank that receives the funds.

    7. Click the Confirm Payment button.

    8. Review the payment information and click the Submit button.

    9. Select a verification delivery method and click the Send Code button.

    10. Enter the verification code and click the Verify button.

    Note: Cut off time for wire processing is: Domestic 4:30pm EST,
    International 4pm EST.

    For detailed step-by-step instructions on business wires, see our Business Online and Mobile Banking User Guide.