Ready to buy a car or motorcycle? Finance it with Northern: We’ll satisfy your need for speed—and savings.
To get started simply:
| Rates as low as | Term |
|---|---|
| 1.99% Fixed APR | 48-months |
| 2.30% Fixed APR | 66-months |
| 2.50% Fixed APR | 75-months |
| 3.70% Fixed APR | 84-months |
A typical new auto loan of $25,000 at 1.99% APR would have 48 monthly payments of $542 each month, with total repayment of $26,028. The annual percentage rate is the advertised rate and can vary based on creditworthiness, age of vehicle, and terms of the loan. Contact Northern Credit Union for specific details. Rates are accurate as of 4/12/2021. Rates subject to change.
No credit history? No problem with the NEXT auto loan. Designed just for young adults as part of our NEXT Banking package, we look at what you have done, not what you haven’t. Then we’ll help you get flexible terms, a competitive rate, and the chance to build a positive credit history.
To get started simply:
To qualify, you must complete the online Credit Matters course, which takes less than 15 minutes. Simply create an account and choose BalanceTrack, then Credit Matters.
| Rates as low as | Term |
|---|---|
| 8.99% Fixed APR** | Up to 60 months |
*APR = Annual percentage rate. Includes a ¼ percentage point discount for payment through automatic transfer from a Northern checking account. The monthly payment for a $12,500 NEXT auto loan at 8.99% APR would be $311.02. Rate quoted is with a cosigner. Rate without a cosigner is as low as 12.99% APR. Ask about our Loan Life and Disability protection, GAP coverage and Auto Insurance.
**Includes sales tax, license and warranty.
*** Payments are considered “on time” when they are made within 30 days of the loan’s due date. If there are any late payments made on the loan then eligibility for this payment incentive program will be void.