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Auto & Motorcycle

New or used, car or truck, top down or open air

Northern has several Auto and Motorcycle Loan options to get you on the road!

Auto & Motorcycle Loans with Northern feature:

  • Up to 105% financing of Dealer Purchase Agreement (based on credit history). 
  • Low-rate financing for new and used vehicles. 
  • 24/7 Application – online or over the phone by calling 315.782.0155
  • Guaranteed Asset Protection (GAP) Insurance - Available on all Northern vehicle loans, GAP is the low-cost coverage that pays the difference between your insurance settlement and your loan balance in the event that your vehicle is totaled in an accident. 
  • Mechanical Repair Coverage (MRC) - With MRC, a few dollars a month helps prevent major repairs from being a major problem for your finances. When the unexpected happens, MRC can save you hundreds, or even thousands of dollars by covering necessary repairs to your vehicle. Costs and coverage levels vary depending on the year, make and model of your vehicle.