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VA Loan in NY

We help military families in the North Country find their home.
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With a VA loan from Northern, you get more than financing for a great home; you get the respect you deserve for serving our nation.

  • VA Loans
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    Veterans Affairs (VA) loans are flexible, government-backed loans for veterans and military families, offering:

    • Funding for active duty service members, veterans, and National Guard and Reserve members.
    • The ability to consolidate more debt at a low rate.
    • NO monthly mortgage insurance requirement.
    • The option to borrow 100% of your home’s purchase price OR 100% of its value when you refinance.
    • The option for the seller to pay 6% of loan amount towards prepaid interest/escrow and funding fee.
    • Financing options for those with low credit scores.

    To get started simply:

    • Connect with one of our experienced lending professionals via Video Banking
      Download the Northern Credit Union Video Banking Mobile App or use the Web Version with Safari, Chrome or Firefox.
    • Apply online anytime
    • Call 315-777-8910
    • Text HOME to 315-782-0155
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All Northern locations will be closed Monday, January 17, in observance of Martin Luther King Jr. Day. We're never really closed with our 24/7 banking on the go options.