With our collection of fixed and adjustable rate mortgages at varying terms—you’re sure to find the loan that fits your life and your budget.
This federally insured mortgage can make your dream of home ownership possible even if you only have a small down payment or less-than-perfect credit.
VA Home Loan
With a Veteran's Affairs loan from Northern, veterans and military families can get a great home in North County—with the respect your service deserves.
No Closing Cost Mortgage
Say yes to home ownership—and to saving thousands of dollars in fees today and for years to come—with a No Closing Cost Mortgage.
Would $7,500 help you buy your first home? We thought so. That’s why we offer a First-Time Homebuyer grant program to our eligible North County neighbors.
Seasonal Home Mortgage
Whether it’s a camp, cottage or condo, there’s nothing better than a seasonal or second home. Our seasonal home program requires only a 10% down payment.
New Home Construction Loan
With Northern financing your build, you can make sure you end up with the home of your dreams. We’ll make sure your mortgage saves you money.