First Time Homebuyer:

Ready to buy your first home? We’ll give you up to $7,500 to get started.

We offer generous grants—and sound advice and guidance—to eligible homebuyers.

First Time Homebuyer
Apply Now Join Meet Our Lenders
Northern Credit Union is an approved member of the Federal Home Loan Bank of New York so we:
- Assist income eligible first-time homebuyers.
- Give grants up to $7,500 to be used towards down payment and/or closing costs.
- Help you save for your down payment over 10- to 24 months in a dedicated savings account.
- Provide a great way to strengthen good credit practices.
- Encourage enrollment in a home ownership counseling program.
For more information about this program download The First-Time Homebuyer Guidelines.

Apply online and get $100 at closing*! Not sure which mortgage is right for you—or prefer to speak to a lender? Call one of our experienced home lending professionals at 315-777-8910.

Sample payments and APR percentage are based on $100,000 loan amount. The Interest Rate is the advertised rate and can vary based on creditworthiness, home type, mortgage type and terms of the loan. See Credit Union for details.

*$100 will be deposited into a Northern Credit Union deposit account at the time of mortgage loan funding.