First Time Homebuyer:

Ready to buy your first home? We’ll give you up to $7,500 to get started.

We offer generous grants—and sound advice and guidance—to eligible homebuyers.

First Time Homebuyer
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Northern Credit Union is an approved member of the Federal Home Loan Bank of New York so we:
- Assist income eligible first-time homebuyers.
- Give grants up to $7,500 to be used towards down payment and/or closing costs.
- Help you save for your down payment over 10- to 24 months in a dedicated savings account.
- Provide a great way to strengthen good credit practices.
- Encourage enrollment in a home ownership counseling program.
For more information about this program download The First-Time Homebuyer Guidelines.

Apply online and get $100 at closing*! Not sure which mortgage is right for you—or prefer to speak to a lender? Call one of our experienced home lending professionals at 315-777-8910.

Sample payments and APR percentage are based on $100,000 loan amount. The Interest Rate is the advertised rate and can vary based on creditworthiness, home type, mortgage type and terms of the loan. See Credit Union for details.

*$100 will be deposited into a Northern Credit Union deposit account at the time of mortgage loan funding.