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VA Mortgages:

We help military families make their homes in the North Country.

With a VA loan from Northern, you get more than financing for a great home; you get the respect you deserve for serving our nation.

  • VA Loans

    Veterans Affairs (VA) loans are flexible, government-backed loans for veterans and military families, offering:

    • Funding for active duty service members, veterans, and National Guard and Reserve members.
    • The ability to consolidate more debt at a low rate.
    • NO monthly mortgage insurance requirement.
    • The option to borrow 100% of your home’s purchase price OR 100% of its value when you refinance.
    • The option for the seller to pay 4% of loan amount towards prepaid interest/escrow and funding fee.
    • Financing options for those with low credit scores.

     

    Apply online and get $100 at closing*! Not sure which mortgage is right for you—or prefer to speak to a lender? Call one of our experienced home lending professionals at 315-777-8910.

    Term Interest (starting at) APR (starting at) Sample Payment
    30 Year VA 4.375% 5.756% $576.86
    15 Year VA 4.250% 4.763% $768.45

    Sample payments and APR percentage are based on $100,000 loan amount. The Interest Rate is the advertised rate and can vary based on creditworthiness, home type, mortgage type and terms of the loan. See Credit Union for details.

    *$100 will be deposited into a Northern Credit Union deposit account at the time of mortgage loan funding.

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