The government has announced plans to offer a third round of stimulus payments to working families and has begun processing some payments today.  This first wave of payments is pending and should be released Wednesday, March 17.

If your deposit is pending, it will appear in gray, italicized font with the word PENDING in the transaction description. If you click the pending transaction it will display the date the deposit is planned for release.

Here are our top tips to stay up to date on the status of your payment:

  1. Check your payment status with the “IRS Get My Payment Tool” on (The IRS is in the process of updating this tool. Check back if it’s unavailable initially.)
    • We’re unable to predict when funds will appear and cannot release money in advance.
  2. Check Online and Mobile Banking for the quickest access and most up-to-date information about your payment.
    • The IRS does not provide advanced notice of deposits.
    • If you are locked out of Mobile Banking, you can login to Online Banking to regain access or use our self-unlock process
  3. Use our Advanced ATMs to see your most recent transactions, including deposits, by requesting a mini statement.
    • Deposits will appear in your account as soon as the government releases them.
  4. Set up eAlerts and stay informed without even logging in.
    • You’ll receive notifications on incoming deposits and cleared checks, including your pending stimulus payment.
  5. Use Text Banking to check your account balances and review recent transactions.
    • Once you have enrolled in Text Banking through the mobile app, simply text H to 86020 to fetch your most recent transactions.
  6. Try iTalk Telephone Teller to check your balance and transaction history.
    • Simply call 866-996-9161 and follow the prompts to get started.
  7. If you filed your taxes with H&R Block your stimulus payment may have been deposited onto your Emerald Card if you received your taxes this way.
    • When checking the status of your stimulus payment with the “IRS Get My Payment Tool” if you see an account number you don’t recognize and filed your taxes through H&R Block with “Refund Transfer” that may be the account number displaying. To find out, simply check your tax return to see if the account numbers match.
    • For more information from H&R Block on your stimulus payment visit their site or call 1-800-HRBLOCK.
  8. If you will receive your payment by mail, use Mobile Deposit to access your funds in one business day.
    • Don’t forget both parties’ names must be on the account if your stimulus payment is made payable to more than one person. For immediate access, call or text 315.782.0155 or connect with a team member via Live Chat after you deposit your check.


  1. Be aware of potential scams related to your stimulus payment. The IRS and Federal Trade Commission provide important tips on what to look out for and how to protect yourself.
  2. Consider putting your stimulus payment to good use by paying down debt, buying essentials, or saving for emergencies. At Northern, your why is our why and we’re committed to helping you reach your goals.