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If you have less-than-perfect credit or a small downpayment, this loan is for you.

Get the low down payment you need now. The security and safety you want always.

  • FHA Loan NY

    A mortgage insured by the Federal Housing Authority (FHA) can help make buying your own home possible with:

    • A manageable 3.5% down payment.
    • The ability to finance other debt such as insurance, utility bills or minor renovations with one low rate.
    • Use of gifts toward 100% of closing costs and down payment.
    • No prepayment penalties.

    To apply for an FHA loan in NY simply:

    • Connect with one of our experienced FHA mortgage lenders in NY via Video Banking
      Download the Northern Credit Union Video Banking Mobile App or use the Web Version with Safari, Chrome or Firefox.
    • Become a member to take advantage of these great benefits, getting started is easy, join now!
    • Apply online anytime.
    • For more information about FHA loans in New York, call 315-777-8910
    • Text HOME to 315-782-0155

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