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If you aren't already a member, we welcome you to enjoy the benefits only a credit union can offer.

At Northern Credit Union, we understand that life is busy. Sometimes, you just can’t bank during normal relationship center hours or you don’t have time to wait in line or even want to get out of your car (especially during Northern New York winters!).  That’s where our Advanced ATMs come in.

Lobby Hours:

Monday 9:00 am - 4:00 pm
Tuesday 9:00 am - 4:00 pm
Wednesday 9:00 am - 4:00 pm
Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm

Drive Thru Hours:

Proud Team Members: 3
Favorite App: Northern’s Mobile Banking of course!
Favorite Day of the Week: Fri-yay!
Favorite Eats: Stefano's
Favorite Team: Comets
Our Relationship Center is: LEED Silver Certified
24/7 Drive-Thru Lanes: 2 Advanced ATMs - 1 with Live Assist access during business hours
Favorite Candy Bar: Payday
  • Digital and Online Banking in Carthage, NY

    Northern Credit Union in Carthage, NY, is your go-to online banking provider, offering a suite of advanced Digital and Online Banking services with an ongoing commitment to the Carthage community. Whether at home or on the go in Carthage, our digital services allow for effortless financial management, including bill pay, mobile deposits, and account alerts.

    As your committed online banking provider in Carthage, NY, we’ve developed a suite of digital banking resources, including user-friendly tutorials and guides, to help you navigate our platform with ease, making your banking experience seamless and efficient.

    Join our family at Northern Credit Union today for convenient and dependable digital and online banking in Carthage, NY. We’re here to assist you in every step, ensuring your financial management is stress-free and effective. Trust us to be your supportive online banking provider in Carthage, NY.

  • Carthage Mortgage: Mortgage Lender In Carthage, NY

    As a trusted mortgage lender in Carthage, NY, Northern Credit Union is committed to helping individuals and families achieve their dream of homeownership. Northern Credit Union provides flexible solutions to meet each borrower’s unique needs by offering various mortgage and mortgage loan options, including but not limited to conventional mortgages, seasonal mortgages, VA home loans, FHA home loans, and new home construction loans.

    One of the key benefits of choosing Northern Credit Union as your mortgage lender in Carthage, NY, is our competitive rates. We understand that buying a home is a significant investment, and we strive to offer low rates to help our members save money over the life of their loan. In addition to our low rates, we provide flexible closing terms and options for first-time buyers.

    Whether you’re looking to purchase your first home, upgrade to a larger property, or build your dream home from scratch, Northern Credit Union can help make it a reality. Our experienced mortgage team is dedicated to providing exceptional service and support throughout the entire process, from application to closing.

    At Northern Credit Union, we are committed to helping you take the first step toward homeownership in Carthage, NY. Connect with one of our lending professionals to learn more about our mortgage rates in Carthage, NY. To get started, visit our online mortgage learning center, where you can access various helpful resources, including our Homebuying Toolkit that breaks down the homebuying process step-by-step. Let us guide you through finding a mortgage in Carthage, NY, and provide the support you need to make your dream of owning a home a reality.

  • FHA Loan in Carthage, NY

    Stepping into homeownership is a big move, especially in a close-knit community like Carthage, NY. That’s where Northern Credit Union comes in, offering FHA Loans in Carthage, NY, to make this dream more attainable for everyone. For an FHA Loan in Carthage, NY, you only need a 3.5% down payment. Our programs aim to ease the financial burden on first-time homebuyers and make the dream of owning a home a reality. We’re here to support your journey with options that include financing for additional expenses, such as minor renovations or utility bills, all under one low rate.

    We understand the importance of family and community support in Carthage, which is why our FHA Loans in Carthage, NY, allow for the use of gifts to cover 100% of closing costs and down payments. It’s our way of ensuring you can lean on your loved ones without worrying about financial strain. Plus, with no prepayment penalties, you have the freedom to manage your mortgage in a way that best suits your plans and financial goals.

    Northern Credit Union is more than just a financial institution; we’re a part of your Carthage, NY, community. Our FHA Loan program offers you the low down payment you need to start now and provides the peace of mind and security you desire for the future. Let us help you take that first confident step towards owning your home in Carthage, NY.