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Not a member of Northern Credit Union? Join our family

If you aren't already a member, we welcome you to enjoy the benefits only a credit union can offer.

At Northern Credit Union, we understand that life is busy. Sometimes, you just can’t bank during normal relationship center hours or you don’t have time to wait in line or even want to get out of your car (especially during Northern New York winters!).  That’s where our Advanced ATMs come in.



Lobby Hours:

Monday 9:00 am - 4:00 pm
Tuesday 9:00 am - 4:00 pm
Wednesday 9:00 am - 4:00 pm
Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm

Drive Thru Hours:

24/7
City's Claim to Fame: Home to World's Largest Cheesecake (6,900 lbs)
Cow-to-People Ratio: 2:1
Dedicated Team Members: 5
Favorite Snack: Chocolate
Favorite Teams: Red Raiders, Beavers, Falcons and Knights
Favorite Type of Music: Country
24/7 Drive-Thru Lanes: 3 Advanced ATMs - 1 with Live Teller access during business hours
Favorite Animal: Cow
  • Digital and Online Banking in Lowville, NY

    At Northern Credit Union, we’re more than just an online banking provider in Lowville, NY; we’re a part of your community. With our user-friendly technology, our members can handle their Digital and Online Banking in Lowville, NY, from anywhere. Whether snuggled up at home or out and about enjoying Lowville, your banking is just a tap away on your phone.

    Northern Credit Union is committed to helping you manage your finances effortlessly with our online banking platform. Dive into our digital banking resources, complete with user-friendly guides and step-by-step video tutorials, to make the most of our online and mobile banking services. 

    Step into the Northern Credit Union family and discover a world of hassle-free financial management. As the premier online banking provider in Lowville, NY, we’re here to assist our members in making informed financial decisions. Join us and feel the difference of a genuinely supportive banking experience in Lowville, NY.

  • Mortgage Lender In Lowville, NY

    Welcome to Northern Credit Union, your go-to mortgage lender in Lowville, NY. We take pride in offering our members several financial services, including mortgage loans with competitive rates for first-time homebuyers. Our competitive mortgage rates in Lowville, NY, are essential in helping homebuyers save money in the long run.

    Our variety of mortgage loans in Lowville, NY, allows members to get the right mortgage to fit their current goals and financial needs. Whether you are a first-time home buyer or looking to refinance your home, Northern’s mortgage loans in Lowville, NY, have you covered. Fixed rate mortgages, seasonal home mortgages, VA, FHA, and USDA Loans are just some of the options we have for our members. We recognize how important it is to have your own space so that you can live your best life. Our home lending professionals are available to assist in making that dream become a reality. Members of Northern are able to connect one-on-one with a personal mortgage advisor through online video banking to receive personalized support.

    Learn more about the mortgage learning tools we have available in our online mortgage learning center, including guides, toolkits, and advice for first-time home buyers. Use our free mortgage calculator to figure out things like your monthly mortgage payments or whether you should refinance your mortgage. Northern is here to assist you every step of the way during the home-buying process and provide our members with the best mortgage rates in Lowville, NY. Get started on your path to homeownership by contacting one of our expert mortgage lenders in Lowville, NY.

     

  • Fixed Rate Mortgages in Lowville, NY

    Here in Lowville, the process isn’t just about buying a house—it’s about finding your dream home in a place where you can truly belong. Northern Credit Union is here to help you explore your options for a mortgage in Lowville, NY, ensuring that settling down here is as welcoming and enjoyable as the town.

    Opt for a fixed-rate mortgage in Lowville, NY, and enjoy the comfort of knowing your monthly payments will remain the same for the duration of your loan, up to 30 years. This stability is ideal for planning your future without the stress of fluctuating expenses. Whether it’s your starter home or your long-term residence, our fixed mortgage rates in Lowville, NY, offer a solid foundation for your financial planning.

    Northern Credit Union in Lowville, NY, is more than a financial institution; we’re your neighbors and partners in the homeownership journey. Our team is passionate about helping you secure the best fixed mortgage rates in Lowville, NY, ensuring that your chosen mortgage fits perfectly with your life here. Join our community and embark on your homeownership adventure with a team dedicated to making your experience as rewarding and seamless as possible.

  • FHA Loans in Lowville, NY

    At Northern, we’re here to help families and individuals in Lowville, NY, begin their journey to homeownership with our FHA loans. Backed by the Federal Housing Administration, these loans make the home buying process more accessible for those with lower down payments and flexible credit requirements. As a trusted FHA loan lender in Lowville, NY, Northern is committed to providing personalized support that fits your unique financial situation.

    With an FHA loan in Lowville, NY, you can take the first step toward homeownership with just a 3.5% down payment. Northern also offers the option to use gifts toward your down payment and closing costs, making it easier for you to move into your new home. Plus, you’ll enjoy the flexibility of no prepayment penalties, giving you peace of mind as you manage your mortgage on your terms.

    At Northern, we believe in empowering the Lowville community with accessible and supportive home financing. Visit our Lowville Relationship Center or connect with our FHA loan specialists to explore how we can help you achieve your homeownership goals today.