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At Northern Credit Union, we understand that life is busy. Sometimes, you just can’t bank during normal relationship center hours or you don’t have time to wait in line or even want to get out of your car (especially during Northern New York winters!).  That’s where our Advanced ATMs come in.



Mortgage Lender In Watertown, NY

Northern Credit Union’s Commerce relationship center is your go-to mortgage lender in Watertown, NY. We understand the challenge of getting the best mortgage rates for your home-buying journey, which is why we provide the area’s lowest mortgage rates. Northern is devoted to keeping our mortgage rates in Watertown, NY, competitive so that you get the best deal on your dream house.

Northern Credit Union’s Commerce relationship center offers mortgage loans in Watertown, NY, to meet the individual needs of our community. FHA, USDA, No Closing Cost, and new construction home loans are just a few of the mortgage loans in Watertown, NY, that we offer, along with other options that are tailored to your particular home-buying journey. We are here to support you in finding the right mortgage that aligns with your goals and financial needs, whether this is your first house or you are looking to upgrade to a second mortgage.

Our mortgage lenders in Watertown, NY, realize the stress that comes with purchasing a home and navigating the mortgage process. They are dedicated to providing guidance and support at every step, ensuring that you have an effortless experience. At Northern, we also offer plenty of online tools through our online mortgage learning center, which has a variety of guides, toolkits, and other materials. At Northern’s Commerce relationship center, we take joy in offering the best mortgage rates in Watertown, NY, helping you turn your aspirations of homeownership into a reality. Connect with one of our professional mortgage lenders in Watertown, NY, today, and let us help you in making your dreams of homeownership come true.

Lobby Hours:

Monday 9:00 am - 4:00 pm
Tuesday 9:00 am - 4:00 pm
Wednesday 9:00 am - 4:00 pm
Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive Thru Hours:

24/7
Favorite Smell: Fresh Apple Pie
Favorite Delivery: Chinese Food
Favorite Flower: Orange Daises
24/7 Drive-Thru Lanes: 3 Advanced ATMs- 1 With Live Teller Access During Business Hours
Favorite Sweets: Donuts
Virtual Offices: 4
Favorite Teams: Cyclones, Lions, Indians and Vikings!
Parking Spots: 32