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Not a member of Northern Credit Union? Join our family

If you aren't already a member, we welcome you to enjoy the benefits only a credit union can offer.

At Northern Credit Union, we understand that life is busy. Sometimes, you just can’t bank during normal relationship center hours or you don’t have time to wait in line or even want to get out of your car (especially during Northern New York winters!).  That’s where our Advanced ATMs come in.



Lobby Hours:

Monday 9:00 am - 4:00 pm
Tuesday 9:00 am - 4:00 pm
Wednesday 9:00 am - 4:00 pm
Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm

Drive Thru Hours:

24/7
24/7 Drive-Thru Lanes: 2 Advanced ATMs- 1 With Live Teller Access During Business Hours
Favorite Cookies: Oreos
Favorite Ice Cream Flavor: Twist (best of both)
Favorite Animal: Dog
Favorite Holiday: International Credit Union Day
Favorite Food: Buffalo Chicken Dip
Favorite Drink: Pepsi
Favorite Teams: Cyclones, Cavaliers and Cannoneers!
  • Mortgage Lender In Watertown, NY

    If you are looking for the ideal mortgage in Watertown, NY, look no further than Northern Credit Union’s Factory Relationship Center. We provide top-quality services as a mortgage lender in Watertown, NY, and dedicate ourselves to providing our customers with the best mortgage rates in Watertown, NY. Plus, Northern Credit Union’s Factory relationship center is highly accommodating to first-time homebuyers, ensuring you have the support needed to achieve your dream of homeownership.

    As a mortgage lender in Watertown, NY, we offer a wide range of loans to meet your needs. Our mortgage options include fixed-rate mortgages, adjustable-rate mortgages, VA home loans, FHA loans, new home construction loans, seasonal home mortgages, and USDA mortgages. Additionally, we customize all of our mortgage services, ensuring you receive a mortgage agreement that fits your goals and lifestyle. Northern Credit Union also offers video banking to allow you to connect with our exceptional lending professionals from the convenience of your home in Watertown, NY, or the surrounding area.

    When you’re ready to find your ideal mortgage in Watertown, NY, get in touch with one of our professional mortgage lenders from the Northern Credit Union team. At Northern’s Factory relationship center, we strive to provide you with not only an excellent lending experience but also a personalized member experience that takes into account your unique financial situation. Northern Credit Union also provides various online resources to help you gain the education and insight you need to feel fully informed throughout the lending process. Check out our online Mortgage Learning Center for more information and lending resources, where you can access our homebuying toolkit. This toolkit is incredibly easy to use and offers you a step-by-step breakdown of the entire home-buying process. Become a member today to join the Northern Credit Union family and reap the benefits of the best mortgage rates in Watertown, NY!